Ok first off I’m not saying go out and charge up a credit card. If you can’t budget your spending this is not for you. I’ve been there. When I turned 18 I got quite a few credit cards and maxed them out. I ruined my credit and ended up taking out a personal loan and paying all the cards off and it was a nightmare. A few years ago I had re-consolidated my car loan through SEFCU. For those of you that don’t know SEFCU is a credit union in New York State. They talked me into opening up a credit card through them with just a $1000 limit. Told me it would help me raise my credit, blah, blah, blah. So I used it a few times, even though I had a few cards anyway. I would go into the account every pay check and pay half on it. Well, after having the account for a few months I signed it to make my half payment and it was almost at the limit. I almost fell over, someone had gotten a hold of my card number and charged through Walmart.com about $600. Long story short I canceled out the card, had no rewards, nothing but headaches. Now my Discover card wouldn’t have let the charge go through since they do keep track of what you charge. I love the cashback rewards. Right now I’m up to $228 which is going to Christmas shopping. Also right now if you sign up as a new card holder they will give you $50 in rewards as well as me using my referral link. If you think you can handle using a credit card then go sign up, but if you can’t be frugal then stay away.
How To Earn With Credit November 4, 2015
Earn Free Gift Cards Using Swagbucks September 24, 2015
- Watching Videos (Either online or through their TV App)
- Answer Surveys and Daily Poll
- Searching The Internet
- Playing Games
- Printing Coupons
- And more…
I just really started using this again and right now I have almost 2600 points. You can rack up the points and redeem them for the holidays.
Earn Gift Cards with instaGC May 29, 2015
Inbox Dollars – Earn cash from shopping August 21, 2014
Do you like getting paid for the things you do all the time? I do. InboxDollars is a great site, you get an automatic $5.oo when you sign up and verify your email address. Right now I’m at $6.90. I haven’t done to much though. But you get money from surfing the web, printing out and redeeming coupons which is $0.10 per coupon. Also taking surveys, even if you don’t qualify for the survey you get a free spin on the wheel which can be anywhere from $0.05 – $25.